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The Key To Your Dream HomeUnparalleled Home Buying Options |
Whether you're a first time homebuyer or in the market
for a lower monthly payment, find the mortgage that fits
your needs here!
Our Competitive 5/5 Adjustable Rate Mortgage* features:
-Maximum combined loan to value: 95%
-No Private Mortgage Insurance (PMI) required on Primary Residences and Second Homes
-No pre-payment penalty
-Rate adjusts just once every 5 years
-2% cap on each rate adjustment
-5% lifetime cap
Get the daily Mortgage rates now.
New to SDFCU? Join today, get an SDFCU mortgage and see how you can get $25!

Take advantage of our helpful tools. Visit our Mortgage Center for rates, frequently asked questions and more. Visit CU Realty to see how you can earn a rebate on your home purchase, research home listings, and more.
If you would like to be contacted by one of our Home Loan Experts, simply fill out this form or you can call 703-739-3092 or 800-296-8882 ext 3092.
If you need help servicing an existing mortgage call 703-706-5241 or 800-296-8882 ext. 5241 or email mortgage_service@sdfcu.org.
for a lower monthly payment, find the mortgage that fits
your needs here!
Our Competitive 5/5 Adjustable Rate Mortgage* features:
-Maximum combined loan to value: 95%
-No Private Mortgage Insurance (PMI) required on Primary Residences and Second Homes
-No pre-payment penalty
-Rate adjusts just once every 5 years
-2% cap on each rate adjustment
-5% lifetime cap
Get the daily Mortgage rates now.
New to SDFCU? Join today, get an SDFCU mortgage and see how you can get $25!

Take advantage of our helpful tools. Visit our Mortgage Center for rates, frequently asked questions and more. Visit CU Realty to see how you can earn a rebate on your home purchase, research home listings, and more.
If you would like to be contacted by one of our Home Loan Experts, simply fill out this form or you can call 703-739-3092 or 800-296-8882 ext 3092.
If you need help servicing an existing mortgage call 703-706-5241 or 800-296-8882 ext. 5241 or email mortgage_service@sdfcu.org.
CU Realty
Get a REBATE if you use one of these pre-approved agents when buying or selling your home. Through this service you can also research home listings, purchase prices, area schools, demographics etc. Learn More
Disclaimers
*The initial rate can change every 5 years by no more than 2 percentage points, never to exceed 5 percentage points above the initial rate. After 5 years, your new rate will be the current index plus margin, which is currently set to 2%, as long as it does not exceed the 2% adjustment cap. Rate will be indexed to the 5 year treasury constant maturity. Loan limits are set to the super conforming limit for the respective area.
HMDA Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at 703-706-5000 or 800-296-8882 regarding the locations where HMDA data may be inspected.
*The initial rate can change every 5 years by no more than 2 percentage points, never to exceed 5 percentage points above the initial rate. After 5 years, your new rate will be the current index plus margin, which is currently set to 2%, as long as it does not exceed the 2% adjustment cap. Rate will be indexed to the 5 year treasury constant maturity. Loan limits are set to the super conforming limit for the respective area.
HMDA Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at 703-706-5000 or 800-296-8882 regarding the locations where HMDA data may be inspected.
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