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Simplify your Life

Services to meet your everyday needs


  


Get what you need done without the hassle. State Department Federal Credit Union offers a wide range of services that can help you streamline your banking needs.

Automatic Payment Transfers
For your convenience, we can set up payment transfers on any day of the month, from either your regular savings account or checking account to any other account (loan or share) that you hold. You'll never have to worry about payments being lost in the mail!

We also offer automatic payment options for your SDFCU credit card. Choose from a variety of plans to pay your monthly bill. Funds are debited from your share checking account on the due date and credited to your credit card bill.

Contact us at sdfcu@sdfcu.org, or 703.706.5000 or 800.296.8882 for more information on how to set up this convenient services. If you prefer to set up transfers on your own, you can set up regular transfers on a schedule to meet your needs via SDFCU Online Banking.
Direct Deposit
Direct Deposit provides you with an automatic payment being delivered to your SDFCU account. You won't have to visit a branch office, stand in teller lines, or worry about your checks being late, lost, or stolen with Direct Deposit.

To set up direct deposit, visit your payroll office and give them our ABA routing number 2560-7534-2 and your 5 or 6 digit account number followed by the share suffix you'd like your funds deposited to (either -00 for savings or -01 for checking).

You can also arrange for your direct deposit to be allocated to your other SDFCU accounts, including loans.

If you have any questions, contact us at sdfcu@sdfcu.org or speak to one of our Member Service Experts at 703.706.5000 or 800.296.8882.
Incoming Wire Transfers
All incoming wires to accounts at SDFCU must be sent with the following information:
  • State Department Federal Credit Union
    1630 King Street; Alexandria, VA 22314
  • SDFCU Routing Number: 2560-7534-2
  • Member Name
  • Member Account Number
  • Complete Mailing Address
  • Originator's Name

Incoming wires received by 4pm EST will be credited the same day. Wires received after that time will be processed on the next business day.

For more information, please e-mail sdfcu@sdfcu.org or call 703.706.5170 or 800.296.8882, ext. 5170.

Outgoing Wire Transfers
A Wire Transfer Request Form must be signed and completed before an outgoing wire transfer can be initiated. If you are sending a US Dollar transfer internationally, please contact the overseas bank to obtain their US Corresponding Bank* information. The fee for wire requests is $20 ($6 for domestic wires for Member Emeritus accounts).

The following information is required to complete an outgoing wire transfer:

  • US Dollar Amount
  • Name of US Bank
  • 9 Digit Bank Number (ABA or Routing Number)
  • City and State
  • Name of Person or Company Receiving Funds
  • Account Number Where Funds Will Be Deposited
  • Complete Mailing Address of Recipient

    Overseas Wire Transfers in US Dollars- In Addition To Above Information

  • Name of Overseas Bank
  • SWIFT Number (if available)
  • City and County

*Correspondent bank is a US bank that the overseas bank has a relationship with in order to send US dollars overseas (REQUIRED for all overseas $ transfers)

Outgoing wire transfer requests must be received by 4pm EST in order to be processed the same business day. Requests received after that time will be processed the next business day. Domestic Wire Transfers usually post to the account within 24 hours. International Wire Transfers can take 3-10 business days to process.

Get the Wire Transfer Request Form Here.
The completed form can be faxed to our wire department at 703-706-5001 or sent as an email attachment to wires@sdfcu.org.

Check out our Member Emeritus Program for ways to save on Domestic Wire Transfers.

For more information, you can e-mail sdfcu@sdfcu.org, or call 703.706.5000 or 800.296.8882.
Overdraft Protection
Protect your checking account by applying for our overdraft protection. For your convenience, we offer several options for overdraft sources:

You choose which account(s) you'd like to use, and the order in which to use them. Enjoy flexibility while managing your account easily and avoiding the hassles associated with returned checks. 

Get the Overdraft Application here or Apply for Overdraft Protection Online
It's easy! Just log into SDFCU Online and click the "Open Accounts" button. It's secure, and you won't have to mail any paperwork in to us.


Overdraft Protection will be activated for authorizations on your VISA Debit Card. If there are not enough funds in your checking account at the time the transaction is authorized, a hold will be placed on your overdraft accounts to cover the charge. If funds are still not available when the transaction posts, overdraft protection will be activated. Overdraft transfers from Regular Shares and Money Management Share Accounts are limited to six per month, as required by Federal Regulation D.


Overseas Wire Transfers in Foreign Currency
A Wire Transfer Request Form must be signed and completed before an outgoing wire can be initiated. The fee for foreign currency wire transfers is $20.

The following information is required to complete an outgoing wire transfer:
  • Type of Foreign Currency
  • Amount
  • Name of Bank
  • Complete Address of Bank
  • Name of Beneficiary
  • Complete Address of Beneficiary
  • Account Number of Beneficiary
  • IBAN or additional information may be required depending on country
  • E-mail Address of Beneficiary
  • E-mail Address of Member
Outgoing wire transfer requests must be received by 4pm EST in order to be processed the same business day. Requests received after that time will be processed the next business day. Domestic Wire Transfers usually post to the account within 24 hours. International Wire Transfers can take 3-10 business days to process.

Open the Wire Transfer Request Form 

For more information, you can e-mail sdfcu@sdfcu.org, or call 703.706.5000 or 800.296.8882.
Notary Public
A Notary Public is a state official authorized to witness the signing of important documents such as acknowledgements and jurats, administer oaths and affirmations, certify affidavits or depositions, and certain other powers as provided for by law.

State Department Federal Credit Union has Notaries at all five of our branches. Members must call ahead to verify that the Notary Public is available on the day you would like to visit.

Alexandria Branch
703-706-5017
Arlington Branch
703-706-5155
Federal Center Branch
703-706-5039
Ft. McNair Branch
703-706-5128

State Branch
703-706-5030 (State Department building pass is required for all services.)

For more information about our notary public services, please e-mail us at sdfcu@sdfcu.org, or stop by one of our branches.